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Plain-language reading on online banking, budgeting and loan basics, before you decide anything.

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365dayloans.ca is a referral service and lead generator, not a direct lender, bank, or broker. We do not extend credit, make credit decisions, or issue loan approvals directly. Submitting an application does not guarantee loan approval or a specific loan term.

Representative APR & Loan Calculation Example:

Loan Amount: $1,500 | Repayment Term: 12 Months (365 Days) | APR: 29.9%

Monthly Payment: $146.12 | Total Amount Repayable: $1,753.44 | Total Interest Cost: $253.44

Minimum Loan Term: 6 Months | Maximum Loan Term: 36 Months | APR Range: 19.9% to 35.00% APR.

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