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12 Month Bad Credit Loans

Getting a loan with bad credit may seem hectic and time consuming. To make things easy for you we at 12 month bad credit loans offer a virtual platform where you can easily look out for such lenders. We intend to assist poor credit borrowers who are short of funds to meet uninvited cash needs.

12 month bad credit loans works to bridge the gap between potential lenders and borrowers. We know very well it is no way an easy job to find a perfect lender when your credit history is not good. Though we will not direct providers of loans but you can join us to search online to know that there are potential lenders to match your necessities and that too right from home.

This website is a one stop solution where you can easily view offers from different lenders after making a few clicks on the mouse. For insignificant cash requirements like pending payment of bills, credit card dues, bank overdrafts, educational expenses of kids, household needs, medical expenses etc if you are running of cash then you can check the loan options existing with us to get the most affordable one for you.

To avail loan services like long term payday loans first of all you should register here with 12 month bad credit loans. We are not lenders but will process your application to lenders who are willing to help with funds. In a minute you can complete the application form be lenders. If application has been successfully submitted from your end then we will get swiftly get access of your application.


  • Because it's easy, secure and quick.
  • Your loan is processed in 1 hour or less.
  • It's the perfect alternative online payday loans Canada because you can reimburse it in 3, 6, or 12 installments depending on your pay
  • frequency, over a three month period.
  • No hidden fees, everything is transparent.
  • The money is deposited directly into your bank account the same day.

Lenders will be validating your financial history and then will customize loan deals for you. Rates will vary according to the lender. To find a fair deal you can compare the rates online here using our comparison tools. Finally after approval from the lender you will be handed over sanctioned money into your checking account.

Choose the amount accordingly and know your repayment term and rates to decide whether or not loans are favorable for you. You should be able to provide a post dated check as collateral for the loan amount that you need.

Bad credit tags will be accepted but it is also true that your credit scores will affect the rate of interest.


*Installment loans offered in select provinces. Loan principal amounts vary between $1,000 and $15,000 based upon income and other qualification requirements, including a credit check.The APR for the loans is 44.90%.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

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